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A Short Guideline on Commercial Truck Insurance

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  Essentially, commercial truck insurance is a group of specific commercial auto insurance policies designed to meet all the needs of trucking businesses. On top of the government requirement of auto insurance, commercial truck drivers need more insurance coverage than a car driver would need.   The basic commercial truck insurance policy will cover your trucks in the event of an accident, while a collision and comprehensive coverage will cover most damages from an extended range of perils.   Coverage   In addition, specialized commercial truck insurance for your fleet can include coverage for specific liability issues and additional perils. You can also add coverage for your cargo to protect your investments as you haul time-sensitive and valuable goods across the country.   After basic and specialized trucking coverage, another addition could be some non-trucking options to your policies. For example, occupational accident coverage will protec...